Tendyron 2G PKI technology combines a user interactive experience and smartcard technology to provides identity
authentication and digital signature operations to verify and ensure the integrity of every online transaction.
This revolutionary new take on two-factor authentication is quick and convenient to use.
Tendyron pioneered the concept of Human-Interactive Peripheral (HIP) technology, putting the user in control of their transaction.
Every 2G PKI token features a display screen and click through controls to allow each user to
view, verify, and confirm or reject every transaction.
| Transaction Visibility: The built-in screen displays all transaction details to the user for confirmation, "what you see is what you sign". | Controllable Processing: The control buttons are the ideal way to confirm or reject each transaction, enhancing transaction control while remaining user friendly. |
In today's online banking environment, people are continually facing threats to their Security and personal information. Malicious programs, viruses, Trojans, data tampering, phishing sites, and social engineering take advantage of limitations of traditional PKI technology. Tendyron has been a constant innovator to conquer the limitations of traditional PKI technology and make it more accessible than ever before. Tendyron 2G PKI tokens use RSA ECC, AES, and SHA-2 algorithms to provide the best, most secure online banking experience.
Tendyron 2G PKI digital signature and encryption protects every transaction from start to finish. The built-in screen and controls displays all transaction information which then cannot be changed by any means of attack.
Existing online banking systems have been difficult and complex to use. Traditional two factor authentication have been cumbersome. HIP technology affords the simplicity and security that user‘s desire.
Many online banking systems increase complexity without increasing security. HIP technology puts two factor authentication in the palm of your hand allowing users to confirm or reject a transaction with the push of a button.
With the rise in popularity of smart card and digital signature technology, regulators have released strict standards. Tendyron 2G PKI is engineered to meet and exceed domestic and international regulations
Online banking based on HIP technology is simplified into three steps:
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| Enter transaction information. | Check and review the information on screen | Press ”OK” to confirm transaction. |
| ① | ② | ③ |
 1st Generation OTP |  OCRA OTP |  SMS OTP |  1st Generation token |  2nd Generation token | |
|---|---|---|---|---|---|
| Security | ★★ Vulnerable to man in the middle attacks and phishing sites | ★★★ Provides partial transaction signature, vulnerable to man in the middle attacks | ★ Vulnerable to man in the middle attacks, phishing sites, SMS sniffers, and redirects | ★★★ Unable to prevent transaction manipulation and Trojan attacks | ★★★★★ Highest security to prevent attacks |
| Usability | ★★★★ Input OTP to verify | ★★ Input transaction information and OTP to verify | ★★★ Input phone number and OTP password | ★★★ Requires driver instillation | ★★★★ Integrated into applications, user views and confirms transaction |
| Value | ★★★ Yearly licensing fees, limited hardware lifetime | ★★★ Yearly licensing fees, limited hardware lifetime | ★★ Requires licensing fee, SMS charges | ★★★★ No licensing fees, long lasting hardware | ★★★★ No licensing fees, long lasting hardware |
| Applicability | ★★★★★ Cross platform compatibility | ★★★★★ Cross platform compatibility | ★★ Requires cellular signal, subject to SMS/Roaming fees, transmission delay | ★★ Only supports PC | ★★★★ Cross platform compatibility |
| Extensibility | ★ Has security and hardware limitations | ★ Has security and hardware limitations | ★ Has security limitations | ★★★★ Supports numerous PKI based applications | ★★★★ Supports numerous PKI based applications |
Tendyron has the knowledge and experience to solve deployment problems banks facing today:
PKI technology is founded on the digital certificate system. Tendyron works closely to identify the appropriate certificate authority (CA) for every customer. For banks wishing to issue their own digital certificates, Tendyron can offer custom tailored deployment solutions.
Deploying an online banking system based around digital certification requires developing client software and integrating 2G PKI technology into the existing online banking system. Tendyron 2G PKI technology is built to CSP and PKCS11 standards to support easy integration. Tendyron has years of experience in deploying, upgrading and supporting PKI applications.
Customers are our valuable resource, and Tendyron understand the need for easy customer migration. Tendyron has a wide array of next generation solutions including hardware and software to support both OTP and PKI frameworks. Tendyron works closely with every partner to develop a solution to meet their needs.
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| Industrial and Commercial Bank of China | Agricultural Bank of China |
| Tendyron Corporation has been ICBC's digital security supplier since 2009. To date over 30,000,000 Tendyron OnKey 2G PKI tokens have been deployed to ICBC customers. With a large number of security devices in the hands of customers, ICBC chose Tendyron based on the outstanding quality of our product design. The low default rate in the industry has earned Tendyron a reputation for stable and high-performance products. | In 2008 Agricultural bank of China (ABC) selected Tendyron to provide the infrastructure and security for their next generation online banking system. The diffuse clients of ABC, some residing in remote regions subject to extreme temperature and climate fluctuations, meant that the rugged physical stability of Tendyron device was a key factor in solidifying our partnership. The ability of our engineers to design a simple and usable application interface was also important. |
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